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EMA Care Blog

Our Blog covers recent, relevant and helpful health and healthcare news

EMA Care Blog

Our Blog covers recent, relevant and helpful health and healthcare news

Israeli Health Insurance for Students

health-insurance

Explaining Israeli health insurance for gap year students keeps EMA Care staff busy.

EMA Care currently assists several hundred gap year students studying in Israel plus several hundred more in clinics managed by EMA Care. Almost all students are on tourist or student visas, which mean each student has health insurance especially designed for students and tourists.

Israeli health insurance for students usually covers 100% cost of doctor visits, tests, and medication for routine, new issues. It does not cover any appointments, treatments, tests, or medication for a preexisting health condition. Some plans will allow a student with a preexisting condition take out, at an extra cost, extended benefits to include hospitalization for a preexisting condition. This can only be done if the condition has been stable for six months before arriving in Israel.

Some exclusions (depending on the policy) may include psychiatric or psychological care, ADHD medication or evaluation, medical equipment, physical therapy or para-medical therapy, holistic treatments, and over the counter medications. Some policies include emergency options to fly a child back home for medical care.

Examples of Routine Medical Care

1. Fever with a sore throat
2. Tiredness and a general feeling of being unwell
3. Stomach issues like diarrhea, constipation, abdominal pain
4. Respiratory infections – colds, coughs, bronchitis, pneumonia, sinusitis

In all these cases, family doctor appointment, lab tests (as needed), x-rays (as needed), and prescription medication are covered by most types of health insurance.

It’s important to note appointments for family doctors are generally readily available. See HERE for information on weekend/ holiday availability. In most cases, family doctors have to refer the student for tests, specialist appointments, and lab work.

Examples of Non-Routine Medical Care (which will not usually be covered by local student insurance):

1. Dietician
2. Podiatrist
3. Complementary medicine such as cranial-sacral therapy, homeopathy, osteopathy, and reflexology
4. Physical therapy

Some programs request each student to use the same medical insurance, issued by a specific broker. Some programs allow each student to choose their own medical insurance. EMA Care has partnered with both types of schools. When every student has the same medical insurance policy, the student’s healthcare is managed more efficiently. EMA Care urges schools to sign on for one medical insurance plan for all students. We strongly recommend parents to request one plan for all students and, if the option is available, to sign up for the school medical program even if your child has coverage through your home insurance carrier.

EMA Care strives to explain Israeli health insurance coverage to parents and to students. When EMA Care is working together with the student’s school it is our job assist each student in how to maximize benefits that the Israeli medical insurance offers.

 

Health Guidelines for Students
Panic Attacks in Gap Year Students

What Our Clients Say

Skilled and professional

I write to express my hakarat hatov (positive recognition) and my gratitude to the two health professionals from EMA Care that have been from the start professionally involved and continue to be interested in my care and long-term recovery.

After a serious fracture, I was hospitalized in the north, and my insurance company recommended EMA Care services to help me. After a surgeon was pressuring me to sign consent for surgery, I realized that I needed to remain

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Sensitive and timely help

I would like to recommend Eliana (EMA care) for her sensitive and timely help for clients who are having difficulty navigating the health care system Israel, specifically for Anglos, whether new olim or those of us who been here for many years.

The obstacles of interfacing with the health care system here is daunting, especially at a time when one is going through an acute or chronic condition that is protracted and complicated. Often one doesn’t know whom to turn to or where to go,

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Truly amazing

My son went to Israel for a year requiring infusion every 6-8 weeks. It was very stressful at times to coordinate getting his meds sent to Israel, scheduling appointments, and having to worry about him going on his own. Then a friend told me about EMA Care. EMA Care was truly amazing.

You can speak to an American who understands your concerns and will walk you through the entire process, from dealing with insurance to making appointments, and even getting someone to escort your

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Knowledgeable, thorough, and caring

When our son was injured in a car accident during his yeshiva year in Israel, he had to start navigating the medical system on his own. But once we contacted Dr. Eliana Aaron at EMA Care (www.HealthCareIsrael.com), she immediately flew into action. Dr. Aaron accompanied our son in the ER and made sure he and we knew at every step exactly what was done and what needed to be done, especially important for someone who suffered a concussion and

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Meticulous in their preparations

During our recent visit to Israel, we really struggled to find food for our son who has anaphylactic level allergies to egg and sesame. We approached both restaurants and hotels and were told they were unable or unwilling to take responsibility for preparing his food.

 After learning about Dr. Eliana on-line, we contacted her in the

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Comfortable, calm, and at ease

We want to thank you from the bottom of our hearts for the amazing gift you have given us over this Pesach- the gift of having you with us!!!!

We have NEVER felt more comfortable, calm, and at ease than we did these past 10 days. Your warmth, professionalism, kindness, and care shown through in all that you did.

My children are so grateful that they were able to be with you this Pesach. You made sure that they were so well looked after and they felt so at ease and

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My Father is so Happy

It sounds like my dad has decided to hire you and I'm thrilled.
He actually seems much calmer than he has been in a long time and he is very happy with what the EMA Care staff has done so far.
You provide an amazing service and I feel very fortunate to have you on board.
Thanks,

G.K.  Jerusalem

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“Ema Extraordinaire”

“EMA” Care is so fitting a name for Dr. Eliana Aaron’s exceptional gap year concierge health care service. Dr. Aaron is not only an incredible health care professional; she is also an “Ema Extraordinaire” in every sense of the word. My child had a range of medical needs while abroad, some anticipated and others not, and she was there for him (and me) – even in the middle of the night, -- always calm, reassuring, thinking out of the box, getting him to the appropriate medical professionals

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Very Helpful

Thank you and may Hashem bless you for the work you do. My son Jacob said your allergy card has been very helpful. I am so grateful- beyond words.
Yasher koach
L.R.

NY NY

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Delicious and Safe

Thank you for delivering our allergy free baked goods to our hotel.  We just tasted the focaccia and it was delicious.

All the best,

S.C.

New Jersey

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